Even for alert and conscientious drivers, a car crash can come out of nowhere, caused by someone else’s negligence or reckless driving conduct. The National Highway Traffic Safety Administration reports that 5.6 million motor vehicle crashes– more than 1.6 million with injuries – took place in 2012 across the United States. Alcohol-impaired drivers, distracted drivers and the sheer volume of traffic can increase the odds of being involved in an accident.

If an auto accident has left you disabled, it is important to actively pursue maximum compensation for the losses you have suffered. The settlement you receive can make all the difference in your future quality of life.

It is essential to obtain a fair settlement that covers all your losses. You could be out of work for a long time after a serious accident, and your settlement needs to compensate you for future lost wages. You may have long-term ongoing expenses associated with your injuries.

You may not be able to rely on Social Security Disability benefits, although you are disabled, because of the program’s strict medical requirements and complicated application process.

Will Your Insurance Company Take Care of You?

As Michigan is a no-fault state, your own insurance company will cover most of the economic losses you suffer in an auto accident, regardless of who is at fault. This is known as a first-party claim. The losses you claim can include your medical bills (past, present and future), out-of-pocket expenses and lost wages.

As your insurance company’s paying customer, you may expect the company to look after your interests and ensure that you receive a fair settlement. Unfortunately, this is often not the case. Insurance companies are in business to make a profit, and the company’s bottom line may take precedence over your well-being.

Do not accept the first settlement offer you receive from the insurance company. It is more than likely that the offer will not be for a fair settlement. Claims adjusters know that you may be vulnerable and in need of money after an accident, and they want to get your claim settled and off their books as soon as possible.

Your best course of action is to retain an experienced personal injury lawyer to represent you. Your attorney can help you accurately determine the full value of your losses and negotiate with the insurance company on your behalf.

Permanent Injury and Disability Claims

Under Michigan law, you will need to file a third-party claim to recover damages for pain and suffering if your injuries were caused by the fault or negligence of another. Settlement value in permanent injury and disability claims can be difficult to calculate because losses can include ongoing expenses, physical pain and emotional distress. Assigning a dollar value to such losses can be a challenge.

At Goodman Acker, P.C., we handle both third-party claims and first-party no-fault insurance claims. We have represented thousands of auto accident victims and obtained million-dollar settlements and verdicts for our clients. We know how to deal with insurance companies to get maximum results inthe least amount of time.

 

Post provided courtesy of Goodman Acker, P.C.

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